Everyone who drives in Florida is required to maintain auto insurance. But that doesn’t mean everyone does what they’re supposed to do. Thousands of people get behind the wheel without insurance. They may not have enough money to afford insurance. Or, they didn’t realize their insurance lapsed for non-payment. Then there are some people who don’t care about other people. They intentionally drive without insurance and don’t care about the consequences.
If you get into a Florida car accident and find out the other driver has no insurance, you need help. You need to call and talk to a Florida car accident lawyer as soon as possible. Not only can they help you file a claim under your uninsured motorists’ policy, but they can also help you file suit against the other driver.
How Does Uninsured Motorists Coverage Work in Florida?
When you get your auto insurance policy, you’ll sign up for something called uninsured motorists’ coverage. This coverage is specifically intended to help you in situations like this. If the person who caused your accident has no insurance, you can turn to this part of your policy for assistance. The problem is that the threshold for this sort of coverage is very low. Most uninsured motorists’ policies only cover about $50,000.
Your Florida car accident attorney understands that this sort of coverage is a bit more expensive in Florida. That’s because your rates depend on how many people in your state drive without insurance. And, in Florida, more than 25% of drivers choose not to carry insurance. However, even if it is a bit more expensive, it’s worth every penny, especially if when involved in a hit and run accident. Even once this coverage is applied, you may still need to file suit against the other driver.
Schedule Your Free Consultation with a Skilled Car Accident Lawyer in Florida Right Away
If you or your loved one get in a car accident, you should call our office right away. Even if your injuries aren’t that serious, you’ll need help, especially if the other driver doesn’t have insurance. Call and schedule your free initial consultation with a skilled car accident lawyer in Florida. They’ll review your auto insurance policy and see how much coverage you have under your uninsured motorists’ policy. They can also help you decide if you want to file suit against the other driver personally.